Book Your FREE Personalized Credit Audit
Meet one-on-one with an iThrive credit specialist to review your credit report, discuss possible inaccuracies, and explore a personalized action plan — by phone or Zoom. A current three-bureau credit report is required for your audit.
You'll need a current 3-bureau report — and an active Credit Hero account — for your consultation
Credit Hero is optional for your roadmap and for booking — you can reserve your time now with a report you already have (pull one free at AnnualCreditReport.com). But an active Credit Hero account is required by the time of your consultation, so you and your specialist can review your live three-bureau report together. Start a 3-day free trial anytime before your appointment.
We never ask for your bureau or Credit Hero passwords or login details. We are not affiliated with and cannot access your Credit Hero account — you keep it secure and in your control.
Choose your meeting type
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Service disclosures
- • This is a free, educational consultation. iThrive Financial Solutions does not guarantee any score increase, deletion of an item, or approval.
- • You may dispute inaccurate information yourself, at no charge, directly with the credit bureaus.
- • iThrive does not charge prohibited advance fees for credit repair services. Any paid plan is billed only after the audit and your informed enrollment.
- • Do not send sensitive credit reports by email or SMS. Any report review happens through a secure, authenticated portal with your separate consent.
- • Accurate negative information generally remains on your report for the legally prescribed time period.
Booking details
Helps your specialist prepare. No SSN or account numbers.
Preferred meeting type
Select a meeting type above.
Educational guidance only. No guaranteed score increase, deletion, or approval. Consumers can dispute inaccurate information themselves at no charge. Results vary.
Getting your report ready
A current three-bureau report is required for your free audit. After you book, we'll email you an authenticated portal link — upload your PDF there and your audit is confirmed.
Required: secure upload
After booking, you'll receive an authenticated, encrypted portal link by email. Upload your three-bureau report there with your separate consent — never by email, SMS, or public form. Your audit is confirmed once we receive it.
Don't have it yet?
Request your free reports from each bureau at AnnualCreditReport.com — or use your own Credit Hero account to pull them. We never ask for your bureau or Credit Hero passwords or login details, and we can't access those accounts.