Refer a friend

Share the roadmap, earn service credit

Know someone who's tired of guessing about their credit? Send them our free credit roadmap. When they book a free audit or enroll in a plan, you earn credit toward a future Standard or Expedited plan — your way of saying thanks for spreading the word.

01

Share your link

Generate a personal referral link and send it to a friend who could use credit clarity — by text, email, or social.

02

They take the free quiz

Your friend completes the free 2-minute credit quiz and books a free live audit by phone or Zoom. No SSN, no account numbers.

03

You earn service credit

When they book a free audit or enroll in a Standard or Expedited plan, you earn credit toward a future iThrive paid plan.

Build your referral link

Add a nickname or code so we can tie the referral back to you. Keep it simple — your first name, a handle, or anything you'll remember.

Your shareable link

https://ithrivefinancial.org/credit-reset?ref=friend

The reward

How the credit works

Simple, honest, and fully tied to real service — never an advance fee or a guarantee of any credit outcome.

Service credit, not cash

Your reward is a discount toward a future iThrive Standard ($49/mo) or Expedited ($149/mo) plan — never a cash payout or gift card.

Earns when they act

Credit is issued when your referral books a free audit or enrolls in a paid plan — not just for clicking the link.

No guaranteed results

Credit repair results vary. Your reward is a discount on support, not a promise of a score increase or item deletion.

Stacks with honesty

We never charge prohibited advance fees for credit repair. Your discount applies to future, earned service — after a signed agreement and disclosures.

Share it your way

Pick a channel and send your link. Your friend lands on the free roadmap — no SSN, no account numbers, no cost.

Educational guidance only. No guaranteed score increase, deletion, or approval. Consumers can dispute inaccurate information themselves at no charge. Results vary.

Ready to start your own roadmap?

If your own credit could use a clearer picture, take the free 2-minute quiz and book a free live audit — no SSN, no account numbers, no pressure.